Like many Americans, you are not the only one who has had a DEFAULT ACTION filed against you. You may have received a Notice of Default (NOD) or may have already been served with a Notice of Trustee Sale (NOT). In these matters, time is of the essence. There are vital pieces of information you need to consider when you are in this situation. Please do not take this time lightly because time is not on your side. You must begin to arrange to borrow the needed money by refinancing your home or getting a second or a third mortgage to satisfy the debt. This may not be done easily as your credit has now been impaired because of the Default filed against you. If you cannot refinance, then consider other sources such as a business loan or a personal loan. You may also consider selling your property. Your home is probably worth more than you owe. A sale may bring you a substantial amount of cash back to enable you to start over again. However, to better assess your situation, we will need to review your property details and financials to advise on what is the best next course of action. We have extensive experience with helping clients in your situation.